Insurance Overview - The Letting Site.co.uk
Did you know that apart from buildings insurance, it is not a requirement that you have insurance to protect a mortgage.
However we would ask the question: Why would anyone wish to buy a property without having adequate insurance protection?
During our working lives, most people strive to increase their income, pay off any debt and provide a better quality of life for their families. What would you do if this choice was taken away from you due to illness, unemployment or an untimely death in the family?
Many people believe that should they fall ill, have an accident or lose the ability to work, the State will step in and sort it all out, however, the rules governing sickness benefit claims have changed dramatically in recent years.
The rules state that you will ONLY qualify for long-term sickness benefit if you cannot do any job of work. In reality this means it may be almost impossible to gain state benefit for long-term illness, so it may be advisable to arrange cover yourself.
Will this cover your monthly living costs?
We can offer you access to a full range of insurance products to protect you, your family, your investments and your home to suit your individual requirements. If we do not list the product you require please send us the information on the next page with your requirements and we will endeavour to meet your needs.
Insurance products include:
Life Insurance
Critical Illness Cover
Income Protection
Mortgage Payment Protection (Accident, Sickness and Redundancy).
Buildings Insurance
Landlord Insurance
Tenant Insurance
Contents Insurance
Specialist Development Insurance
Self Build Insurance
We believe that we have a moral obligation to ensure that our clients are adequately protected.
Home Insurance
The landlord insurance market has followed along the lines of the buy to let property rise. Buy to let mortgage rates have been driven down in recent years so have the landlords insurance premiums because of the competition in this market. Many of the large Insurance companies have offered tailored schemes for landlords and buy-to-let investors / developers. Companies such as Norwich Union, Hiscox, Direct Line and many smaller specialist companies have all joined to keep the market competitive.
We know that landlords are the most discerning type of insurance customer, they demand high amounts of insurance cover along with the lowest premiums.
Despite the landlords discerning qualities he or she does not generally have time to look for the up-to date landlords insurance packages and the most competitive landlords insurance quotes.
We are also able to offer discounts, if you have over 5 properties we can secure some of the most competitive landlord insurance in the market, saving you a fortune on yearly premiums, which you will not find through any of the high street insurance companies. Let us see how much we can save you. Let us know your requirements today, demand the best cover.
However we would ask the question: Why would anyone wish to buy a property without having adequate insurance protection?
During our working lives, most people strive to increase their income, pay off any debt and provide a better quality of life for their families. What would you do if this choice was taken away from you due to illness, unemployment or an untimely death in the family?
Many people believe that should they fall ill, have an accident or lose the ability to work, the State will step in and sort it all out, however, the rules governing sickness benefit claims have changed dramatically in recent years.
The rules state that you will ONLY qualify for long-term sickness benefit if you cannot do any job of work. In reality this means it may be almost impossible to gain state benefit for long-term illness, so it may be advisable to arrange cover yourself.
Will this cover your monthly living costs?
We can offer you access to a full range of insurance products to protect you, your family, your investments and your home to suit your individual requirements. If we do not list the product you require please send us the information on the next page with your requirements and we will endeavour to meet your needs.
Insurance products include:
Life Insurance
Critical Illness Cover
Income Protection
Mortgage Payment Protection (Accident, Sickness and Redundancy).
Buildings Insurance
Landlord Insurance
Tenant Insurance
Contents Insurance
Specialist Development Insurance
Self Build Insurance
We believe that we have a moral obligation to ensure that our clients are adequately protected.
Home Insurance
The landlord insurance market has followed along the lines of the buy to let property rise. Buy to let mortgage rates have been driven down in recent years so have the landlords insurance premiums because of the competition in this market. Many of the large Insurance companies have offered tailored schemes for landlords and buy-to-let investors / developers. Companies such as Norwich Union, Hiscox, Direct Line and many smaller specialist companies have all joined to keep the market competitive.
We know that landlords are the most discerning type of insurance customer, they demand high amounts of insurance cover along with the lowest premiums.
Despite the landlords discerning qualities he or she does not generally have time to look for the up-to date landlords insurance packages and the most competitive landlords insurance quotes.
We are also able to offer discounts, if you have over 5 properties we can secure some of the most competitive landlord insurance in the market, saving you a fortune on yearly premiums, which you will not find through any of the high street insurance companies. Let us see how much we can save you. Let us know your requirements today, demand the best cover.